We Are Solar
Financing

Flexible solar financing

Spread the cost of your solar investment with tailored finance — for homes and businesses.

Financing

Flexible Solar Financing

Spread the cost of your solar investment with tailored finance options for residential and commercial customers.

Residential finance

Pay for your home solar system over up to 10 years with predictable monthly payments.

Commercial finance

Asset finance, lease and PPA structures designed to be cashflow-positive from year one.

Monthly payment examples

SystemTotalFrom / month
4kW Residential£7,995£89
8kW + 10kWh Battery£14,500£162
30kW Commercial£32,000£395

Representative example. Actual rates depend on system, term and credit assessment. Finance subject to status and lender approval.

Eligibility — quick check

  • UK resident, 18+
  • Property owner or director
  • No recent CCJs / IVAs
  • Affordability assessment
Check finance eligibility

Finance enquiry

Spread the cost of your solar investment with tailored finance.

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Solar Finance Calculator

Compare cash, 0% interest free and fixed APR

Built on retail-finance logic. Adjust your system price, choose how you'd pay, and see the impact on your monthly energy spend.

Typical UK installs range £6k–£35k

£

Est. annual savings

£1,604

6.8yr payback

0% Interest Free Finance

£409/mo

Monthly payment

£1,090

Deposit (10%)

24 months · 0% APR

Term

£908

12mo · 8% subsidy

£454

24mo · 13% subsidy

£303

36mo · 18% subsidy

0% interest is funded via a lender subsidy. You pay the headline price across 24 equal payments — no interest, no surprises.

Compare your current bill, finance and savings

£180

current bill

Current electricity bill

£180/mo

What you pay today

0% finance monthly payment

£409/mo

Before solar savings are applied

Net monthly cost after savings

£275/mo

Solar generates ~£134/mo of free energy

Potential reduction of 0% on your monthly energy outlay.

Margin protection (admin)

Internal view of subsidy cost and recommended retail price

Your plan summary

0% over 24 months

£409/mo

System price£10,900
Yearly savings£1,604
5-year savings£8,020
10-year savings£16,040
25-year lifetime saving£40,100

Soft-search · won't affect your credit score

Important disclaimers

Figures are estimates only — actual savings depend on roof, usage and tariff.

Finance is subject to status and lender approval.

• Monthly payments are examples only and may change based on lender approval and customer circumstances.

• We Are Solar acts as an introducer and does not make lending decisions.

Solar Savings & Payment Calculator

See your savings — and how you'd pay

Adjust your system, bill and property type, then compare cash, 0% interest free finance and fixed APR side-by-side.

£
£5,000£50,000
£180
£50£500+
£1,090
£1,090 (10%)up to 50%

0% Interest Free Finance

£409/mo

Monthly payment

£1,090

Deposit today

24 months

Term

£10,900

System price

£10,900

Total repayable

£1,504

Annual saving

0% interest is funded via a lender subsidy. You repay the price across 24 equal payments — no interest, no surprises.

Bill vs. solar finance vs. monthly energy saving

Current electricity bill

£180/mo

Solar finance monthly payment

£409/mo

Estimated monthly energy saving

£125/mo

Side-by-side total cost and payback comparison

Pay in full

£10,900

System price (ex-VAT)£10,900
VAT (0%)£0
Admin / arrangement fee£0
Monthly payments
Total interest£0
Total cost (incl. VAT & fees)£10,900
Payback period7.2 yrs

0% over 24 months

£409/mo

Deposit today£1,090
Monthly × 24£9,810
Total interest£0
VAT (0%)£0
Admin / arrangement fee£0
Total cost (incl. VAT & fees)£10,900
Payback period7.2 yrs

0% finance lets you spread the cost with no extra charge over paying in full.

Showing totals including VAT. VAT auto-applied by property type (0% residential, UK zero-rate until 31 Mar 2027). 0% finance has no arrangement fee.

Year-by-year breakdown of payments, interest and balance

Margin protection (admin)

Internal subsidy cost & net to We Are Solar

Finance summary

0% over 24 months

£409/mo

Payment breakdown

System price£10,900
Deposit paid today£1,090
Financed principal£9,810
Monthly × 24£409/mo
Total of monthly payments£9,810
Total interest£0
VAT (0%)£0
Admin / arrangement fee£0
Total cost (incl. VAT & fees)£10,900

Savings & ROI

Yearly saving£1,504
25-year saving£37,600
Net benefit (25 yrs)£26,700

Soft-search · won't affect your credit score

Important disclaimers

Figures are estimates only.

Finance subject to status and lender approval.

• APR and repayments may vary depending on lender approval and customer circumstances.

• We Are Solar acts as an introducer and does not make lending decisions.